5 Fastest Growing Markets for Retirees

When you're ready to turn the page, the right setting makes all the difference. For some, that means walkable neighborhoods and year-round sunshine. For others, it’s access to quality healthcare, time spent outdoors, or tax-friendly policies that align with your long-term plans. No matter what matters most to you, one thing is certain: where you live can shape how fully you enjoy each day during your retirement.

In this blog, we’ll explore five retirement destinations that are growing, and for good reason. Each one offers something special, from desert escapes to lakeside serenity. Whether you're seeking connection, adventure, or tranquility, these locations could be the perfect place to start your next chapter.

Hot Spot Communities to Explore for Your Next Chapter

These five retirement destinations are welcoming newcomers with open arms. Their steady growth, scenic backdrops, and commitment to active, connected lifestyles make them some of the best places to retire today.

• Sacramento, California
• Phoenix, Arizona
• Ocala, Florida
• Las Vegas, Nevada
• Boise, Idaho

Estimated Reading Time: 10 minutes.

1. Sacramento, California

Sacramento is gaining momentum as a retirement destination thanks to its access to outdoor recreation, proximity to wine country, and strong regional healthcare. With a Mediterranean climate and a growing number of 55 and over communities, it's an appealing choice for retirees who want variety, convenience, and beauty all in one place.

What Makes Sacramento a Fast-Growing Retirement Market?

• Climate: Sacramento enjoys hot, dry summers (with average July highs around 92°F) and cool, wet winters (January highs near 54°F) (U.S. Climate Data). It’s a classic California climate without the coastal crowds.

• Lifestyle: The city combines a relaxed pace with cultural richness. From weekly farmers markets to bike-friendly neighborhoods and an active dining scene, Sacramento supports a well-rounded lifestyle.

• Recreation: American River Parkway offers miles of walking and biking trails, while nearby foothill towns and day trips to Napa or Lake Tahoe make exploring easy and rewarding.

• Tax Considerations: California does tax most retirement income, but it also offers programs and exemptions that help offset those costs for eligible retirees (AARP).

• Healthcare: Retirees have access to top-tier care through UC Davis Medical Center and the Sutter Health network, both offering a full spectrum of services.

• Nearby Retirement Communities: Areas like Rocklin, Gold River, and Bickford Ranch are popular among retirees for their scenic settings and easy access to Sacramento's offerings.

Sacramento brings together natural beauty, culture, and access to a wealth of outdoor experiences, and Trilogy® Bickford is near it all. Located in the foothills near Lincoln, this resort community perch on a hilltop offers fresh air, open space, and thoughtfully designed homes built for connection and everyday comfort. The coming club will elevate the lifestyle further with exciting dining, fitness and wellness, a resort pool and pickleball. For more insights into the region, explore our guide to retiring in Sacramento.

2. Phoenix, Arizona

Phoenix shines as one of the best places to retire thanks to its sunny climate, natural desert beauty, and thriving network of 55+ & all ages communities with 55+ neighborhoods. Its low humidity and outdoor recreation make it especially appealing for retirees who want to stay engaged year-round. 

What Makes Phoenix a Fast-Growing Retirement Market?

• Climate: With around 300 sunny days per year, Phoenix is perfect for those who love dry heat and bright skies. Winter highs hover near 67°F, while summer days can exceed 100°F, which is ideal for early morning hikes, poolside afternoons, and long days on the golf course (U.S. Climate Data).

• Lifestyle: Phoenix offers a blend of modern city life and peaceful desert living. Retirees appreciate the region's golf courses, resort spas, shopping, and robust arts scene.

• Recreation: Outdoor enthusiasts will find hiking, biking, and golf around every corner. Spring training games, food and music festivals, and nearby day trips to Sedona or Flagstaff offer year-round variety.

• Tax Benefits: Arizona does not tax Social Security income and offers a "Senior Property Valuation Freeze" for qualifying residents over 65, making it financially attractive for retirees (AARP).

• Healthcare: Major providers such as Mayo Clinic, Banner Health, and HonorHealth ensure high-quality regional care.

• Nearby Retirement Communities: Popular areas include Queen Creek, Peoria, Rio Verde, and Wickenburg, each offering its own unique flavor of desert living.

Phoenix is full of opportunity for a vibrant retirement, and Shea Homes® has several Trilogy® communities to explore—including Trilogy® at Wickenburg Ranch, Encanterra®, and Trilogy® at Verde River™. Shea recently Grand Opened their newest 55+ community, Ridgecrest™ – a Trilogy® Boutique Community® in Peoria. Each offers a strong sense of community, resort-style amenities, and homes designed to match your lifestyle. You can also explore more considerations in our guide to retiring in Arizona. 

3. Ocala, Florida

Florida has long ranked high on lists of the top retirement destinations, and Ocala is quickly climbing to the top. This Central Florida gem combines affordability with wide-open green space, making it one of the best cities for retirees interested in living in the region.

What Makes Ocala a Fast-Growing Retirement Market?

• Climate: Ocala’s weather is tailor-made for year-round outdoor living. Winters are pleasantly mild with average highs around 70°F, while summers are hot and humid, often reaching the low 90s (U.S Climate Data). It’s the kind of place where morning walks in January and summer rounds of golf are part of the rhythm.

• Lifestyle: Officially named the “Horse Capital of the World,” Ocala is known for its wide-open green spaces, equestrian farms, and relaxed pace of life. A charming historic downtown offers local restaurants, boutique shops, and a sense of community that many retirees appreciate.

• Recreation: Silver Springs State Park, famous for its crystal-clear waters and glass-bottom boat tours, is a local favorite. The Florida Horse Park, countless golf courses, and nearby nature preserves offer no shortage of ways to stay active, engaged, and connected to the outdoors.

• Tax Benefits: Florida is consistently ranked among the best places to retire due to its tax structure. There’s no state income tax, and Social Security benefits aren’t taxed either, freeing up more of your retirement income for the things that matter (AARP).

• Healthcare: Ocala is served by respected providers like HCA Florida Ocala Hospital and AdventHealth Ocala, offering a broad range of medical services. You’ll find both general care and specialized services within easy reach.

• Nearby Retirement Communities: Dunnellon and Belleview are quiet, nearby towns that appeal to retirees who want a slower pace while staying close to Ocala’s larger network of shopping, healthcare, and recreation.

Ocala offers a lot to love, and Shea Homes Ocala Preserve brings it all together in one thoughtfully designed Golf Resort Community with 55+ neighborhoods. Explore scenic walking trails, connect with neighbors through extensive resort-caliber amenities, and discover how living in Central Florida can elevate your retirement lifestyle. You can also dive deeper into retiring in Central Florida with our helpful guide on the top communities in the region.

4. Las Vegas, Nevada

Las Vegas may be known for entertainment, but it’s also earning a strong reputation as one of the top retirement destinations in the West. With no state income tax, abundant recreation, and a growing number of 55 and over communities, it offers more than just bright lights.

What Makes Las Vegas a Fast-Growing Retirement Market?

• Climate: Las Vegas has a dry desert climate with mild winters (January averages around 60°F) and hot summers that often reach 105°F or more (U.S. Climate Data). It’s a perfect match for those who prefer dry, sunny weather year-round.

• Lifestyle: Beyond the Strip, Las Vegas offers a thriving food scene, world-class golf, and access to stunning desert landscapes. It blends urban living with nearby outdoor escapes.

• Recreation: Residents enjoy hiking at Red Rock Canyon, boating at Lake Mead, and daily access to parks, golf courses, and community events.

• Tax Benefits: Nevada has no state income tax, and retirement income such as pensions and Social Security benefits are not taxed, making it one of the most tax-friendly states for retirees (State of Nevada Department of Taxation).

• Healthcare: Facilities like Cleveland Clinic Lou Ruvo Center for Brain Health and Sunrise Hospital provide quality medical services in the metro area.

• Nearby Retirement Communities: Henderson, Summerlin, and North Las Vegas are top choices for retirees seeking community-driven neighborhoods within reach of city amenities.

Las Vegas is full of energy and opportunity and Trilogy® Sunstone™ is a 55+ community designed to match that spirit. Located just northwest of the city, it offers resort-style amenities, desert views, and homes built for connection and ease. Learn more about what makes this area appealing in our guide to retiring in the Las Vegas area.

5. Boise, Idaho

Boise has steadily risen as a favorite retirement destination for those drawn to a mix of city amenities, natural beauty, and a welcoming atmosphere. Its blend of affordable living, recreational access, and cultural vitality makes it a top choice in the Mountain West.

What Makes Boise a Fast-Growing Retirement Market?

• Climate: Boise enjoys four distinct seasons with a semi-arid climate. Winters are relatively mild with average highs around 38°F in January, while summers are hot and dry, averaging 91°F in July. The area sees about 210 sunny days a year, encouraging plenty of time outdoors (U.S. Climate Data).

• Lifestyle: Boise balances laid-back Western charm with growing urban energy. Retirees enjoy walkable neighborhoods, local coffee shops, and an active arts scene. With a historic downtown, frequent cultural events, and a community-oriented feel, Boise offers an approachable pace of life without sacrificing engagement.

• Recreation: With the Boise River Greenbelt, nearby Bogus Basin for skiing, and a network of foothill trails, it’s easy to stay active in every season. Golf courses, parks, and proximity to rivers and mountains support hiking, biking, paddling, and fishing as part of daily life.

• Tax Benefits: Idaho doesn’t tax Social Security benefits, which is great news for retirees. Some public pension income may qualify for a tax break if you’re 65 or older, or 62 and disabled. However, income from private pensions and retirement accounts like 401(k)s is taxed. Property taxes in Idaho tend to be lower than the national average, and there are additional savings available for homeowners age 65 and older. (Idaho State Tax Guide).

• Healthcare: Boise is home to respected healthcare systems like St. Luke’s Health System and Saint Alphonsus Regional Medical Center. These providers offer comprehensive care, including specialized geriatric and cardiac services.

• Nearby Retirement Communities: Surrounding areas such Kuna offer quieter living just minutes from downtown Boise. These communities provide easy access to both scenic landscapes and city conveniences.

If Boise’s energy and natural beauty have piqued your interest, Trilogy® Valor near Boise offers a welcoming place to thrive. This 55+ community blends resort-style amenities, connection-focused design, and panoramic Idaho landscapes—perfect for those looking to enjoy each day with purpose and possibility. Learn more about what makes this area appealing in our guide to retiring in Idaho and Boise area. 

Why Choose a Shea or Trilogy® Community?

Choosing where you live is one of the most important decisions you’ll make in retirement, and choosing the right community can shape how fulfilling that next chapter becomes. Trilogy® communities are built with intention, placing connection, wellness, and exploration at the center of everyday living [ not sure this is completely true of “Shea” communities. Whether you're looking for opportunities to make meaningful connections, or simply enjoy your space, our communities are thoughtfully designed with your lifestyle in mind .

Since 1968, Shea Homes has been a trusted name in homebuilding, creating both all-ages and 55+ communities that feel personal and enduring. And with Trilogy® named America’s Most Trusted® Active Adult Resort Builder 13 years in a row, you can be confident that your next chapter starts with excellent quality and exceptional care.

Start exploring the 55+ and all ages communities that speak to you. You’ve earned the freedom to choose how, and where, you want to live your next – and best - chapter. 

Find a Shea or Trilogy® community near you.